Send money to Nigeria
Send money to Nigeria – see how much arrives for your family
You work hard in Austria. Your family should get as much as possible. With Wise you see the exact amount in naira before you pay.
- Wise is licensed and supervised in the EU
- Recommended by a Vienna family business
- Clear ad label – no hidden deals
Referral link / Ad With our link, your first transfer is free of Wise fees, says Wise – up to a limit that Wise sets. Wise shows the details when you sign up.
School fees, rent, a family emergency – money from Austria matters in Nigeria. See how many naira arrive before you pay.
See what arrives
Before you pay, Wise shows how many naira your family gets.
Real exchange rate
Wise uses the mid-market rate and shows its fee separately.
On your phone
Send in the evening or on Sunday. No queue at a counter.
Track it
See in the app where your money is. Share the status with your family.
What you need
- Your ID card or passport (for the Wise sign-up).
- The full name of the person who gets the money – written exactly as on their bank account.
- Their bank details. The Wise app asks for exactly the details it needs for Nigeria.
- Money to pay for the transfer, for example from your Austrian bank account.
Bank details – Nigeria
Nigeria does not use IBAN. Bank accounts have a 10-digit account number (NUBAN). You also need the name of the bank. The Wise app asks for exactly the details it needs.
How can your family receive the money?
Which ways to receive money exist for Nigeria (for example to a bank account, or others) – the Wise app shows you before you send. This can change. Please check in the app first.
Sending for a holiday or a special day?
Christmas, Eid and the start of the school term are busy times. Banks can be closed on public holidays. Send a few days early.
In 4 steps
How it works
Open our link
Open our referral link. Then the free first transfer is linked to your account.
Sign up and show your ID
Sign up with your e-mail. Show your ID card or passport. The law requires this. It usually takes a few minutes.
Enter the amount
Type how much you want to send. Wise shows the rate, the fee and the amount that arrives.
Add your family and send
Enter the name and account details of the person who gets the money. Check everything. Pay. Follow the transfer in the app.
Good to know
4 tips for sending money safely
Compare what arrives
Don't only compare the fee. Compare the amount that lands in your family's account.
Watch the exchange rate
Some services hide extra costs in the exchange rate. Always ask: how much arrives exactly?
Keep your receipts
Save the confirmation of every transfer. It helps if there are questions later.
Never send money to strangers
Do not send money to people you have never met. Not for a job offer, an online love, a prize or a call from the “police” or “tax office”. These are typical scams. Wise will never ask you to send money to a stranger.
In your language
Referral link / Ad Translations: please tell us if something sounds wrong.
Frequently asked questions
How much does it cost to send money to Nigeria?
We don't publish fees or rates, because they change. Wise shows you the rate, the fee and the amount in NGN before you pay. With our referral link your first transfer is free of Wise fees, up to a limit set by Wise.
How long does a transfer to Nigeria take?
It depends on the amount, the way you pay and the receiving bank. Wise shows an expected arrival time before you send.
Which details do I need for Nigeria?
The full name of the receiver (exactly as on the account) and their bank details. The Wise app asks for exactly what is needed for Nigeria.