Wise account
One account for your money – here and at home
Hold and convert many currencies, pay with your card in Austria and on your trip home, and get paid like a local. All in one app.
- Wise is licensed and supervised in the EU
- Recommended by a Vienna family business
- Clear ad label – no hidden deals
Referral link / Ad
What the account does
Made for people with two homes
Hold and convert currencies
Keep euros and other currencies in one account. Convert when you need it – the app shows the rate first.
Debit card
Pay in shops and online in Austria and abroad. On your trip home you can pay with the money in your account.
Get paid like a local
Get account details for several currencies, for example EUR, GBP and USD. People can pay you with a normal local transfer.
Send money home
Send to your family from the same account and see what arrives before you pay.
Everything in the app
See every payment, freeze your card if you lose it, and get notifications.
Costs shown upfront
Wise shows its costs before you confirm. We don't list prices here because they can change.
Who it is for
Is the Wise account right for you?
- You send money to your family regularly.
- You travel home and want to pay there without carrying much cash.
- You get money from abroad – for example from family, clients or a job in another country.
- You want to see costs before you pay.
Good to know
- Wise is not a bank. Wise is a licensed e-money and payment company; in the EU this is Wise Europe SA, supervised by the National Bank of Belgium.
- You need a valid ID to open the account. Wise asks for the documents it needs in the app.
- Card availability and any costs (for example for ordering the card) are shown by Wise in the app before you confirm.
In 4 steps
How it works
Open our link
Open our referral link and choose a personal account.
Sign up and show your ID
Sign up with your e-mail and confirm your identity. The law requires this.
Add money
Add money from your Austrian bank account.
Use it
Send money home, convert currencies or order your card in the app.
Frequently asked questions
Is the Wise account a bank account?
No. Wise is not a bank. It is an e-money account from a licensed company. In the EU this is Wise Europe SA, supervised by the National Bank of Belgium. Wise explains on its help pages how it safeguards customer money.
Can I use the Wise card in my home country?
The Wise card works in many countries. Before your trip, check in the Wise app whether the card can be used in your country and what it costs.
Can I get money from abroad into my account?
Yes. Wise gives you account details for several currencies, for example EUR, GBP and USD. Which currencies are available is shown in the app.
What does the account cost?
Wise shows its costs in the app and on its website before you confirm. We don't list prices because they can change.